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What if...


​Can you qualify for a home mortgage, reverse or forward, if not a US citizen? Trying to get home loan financing for aliens can be a long and difficult road — though it’s not necessarily impossible. For the purposes of getting a mortgage, U.S. citizens and permanent resident aliens are practically the same, with one subtle difference: The permanent resident alien needs a green card validating their citizenship authenticity in the U.S. If you have a Social Security number, permanent work stability, can provide a copy of your Green Card, and copies of two years federal U.S. tax returns, you should be good to go in most cases.

If you are a non-permanent resident alien the answer is also yes, so long as you can support a three-year continuance of income, have a valid Social Security number, and you have an eligible work visa.

​Undocumented aliens have a harder road to travel to get financing…but its not impossible. On a case-by-case basis, we have options for you too, especially if you have family members living in the United States.  Best solution? Give us a call and let's discuss it together.


The Historical Background

Social Security Needs Help

Congress Has Another Money Saving Idea

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Mathius Marc Gertz MBA, AFC® | ​BRE #001999021 | NMLS #1125159 | West-Cal Mortgage & Investments Inc. NMLS #1033965 DBA WestCal Mortgage, Reverse
310-447-5266 | marc@westcalmtg.com |1620 Broadway, PO Box 3707, Santa Monica, CA 90408
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  • Home
  • Custom Proposal
  • Expand Your Thinking
    • Historical Background
    • Social Security Needs Help
    • Congress Has Another Money Saving Idea
    • 25 Ways You Could Use Reverse Mortgage Funds
    • What Is A Reverse Mortgage - In-depth Info
    • Aliens
    • Glossary
  • Be Financially Healthy
    • Staying Financially Healthy
    • Elder Abuse
    • Testimonials
    • About Us >
      • WestCal Concierge
      • Professional Concierge
  • LESS
  • Reverse Products
    • HECMLOC vs. HELOC
    • HECM for Purchase
    • Proprietary Jumbo Reverse
    • LESS - Limited Equity Share
  • Events