Scammers take advantage of your reasonable concerns about viruses and other threats, but their real goal isn’t to protect your computer. Instead, they want to sell you useless services, steal your credit card number, or install malware, which lets them see everything on your computer.
How do you know if you’re being scammed? Here are three common scenarios:
Scenario #1: Unsolicited call from tech support
You get a call from someone who says he’s a computer technician. Maybe he claims to be from a well-known company. He says there are viruses or other malware on your computer to trick you into giving him remote access to your computer or buying software you don’t need. He may ask you to pay by gift card or wire transfer.
Scenario #2: Unknown pop-up appears on your screen
A pop-up window appears on your computer screen with a message warning of a security issue on your computer and tells you to call a phone number to get help. The person who answers may pretend to run a diagnostic test and claim to identify more problems.
Scenario #3: Unsolicited email about a suspended account
You get an email saying your account has been suspended. In a recent twist, scammers are sending emails saying your Zoom account has been suspended or you missed a meeting. If you click on the link, it will install malware allowing the scammers to see what’s on your computer.
Act quickly if you’ve been scammed
If you’ve been scammed and you paid by credit or debit card, contact your credit card company or bank to ask them to stop the transaction. If you paid with a gift card, immediately contact the company that issued the card , and tell them you paid a scammer and ask if they can refund your money.
At Reverse Your Thinking® Mortgage we are subject matter experts on all forms of reverse financial products. We welcome your calls for help with a reverse mortgage or a referral to a trusted tech professional or a trusted adviser in any field. We pride ourselves on being a resource for information and believe because of our professional relationships that there is hardly any referral to someone we believe in that we cannot make. Make an appointment on our website to have a Zoom coffee or call us today to schedule a time to chat.
Marc has 36 years in financial services and 6 years in teaching.
Visit Us on Google